Small Business Checking - Welcome to United Federal Credit Union

Free Business Checking

Free Business Checking

No Monthly Service Fee
No Minimum Balance
50 Free Debit Transactions/month
50 Free Deposit Transactions/month
$0.25 per Additional Transaction
Real Time Transactions

Regular Business Checking

Regular Business Checking

50 Free Debit Transactions/month
150 Free Deposit Items/month
$0.25 per Additional Transaction
Monthly service fee $15
$5,000 Average Daily Balance will waive Monthly Service Fee
Real Time Transactions

Business Growth Account

Business Growth Account

No transaction fees

Tiered Interest on Account Balance

Monthly service fee $25

$10,000 Average Daily Balance Will Waive Monthly Service Fee

Real Time Transactions

Free VISA Platinum Business Debit Card

Your business VISA debit card is a fast and easy way to pay for and keep track of business expenditures. You can use it wherever VISA is accepted. And, you get all the benefits attached to a VISA Platinum debit card: Concierge Service; Emergency Card & Cash Replacement; Purchase Security; VISA International Service; Travel & Emergency Assistance; VISA phone; Travel & Accident Insurance.

Total Rewards Program

There's more to using a VISA card than not writing a check. Simply swipe and sign to earn points towards useful discounts for your business, including United Federal Credit Union prepaid gift cards, airline tickets, and much more! You can even combine and redeem points together with your personal debit and Platinum credit cards.

Electronic Services

We offer everything you need for 24/7 real time cash management, and it's all free:

Free e-Statements for instant information and CU-alerts for e-mail alert services
Free Online banking: PowerLink for 24/7 access to your accounts from anywhere in the world. You can manage your finances when and where it's convenient for you, for checking account balances, printing statements, transfers and payments.
Free Bill-Pay

TARA - Your 24-Hour Teller

Convenient access to your account is only a phone call away, 24-hours a day. Call TARA for a variety of financial transactions: Transfer funds, verify balances or cleared checks, make payments, apply for a loan. TARA number: 888-982-4737 or 269-982-4737.

Overdraft protection

No annual fee; available from savings, money-market or a line of credit at a low daily fee when needed.

Deposit Insurance

At United Federal Credit Union, all your savings are insured up to $100,000 by the National Credit Union Administration, or NCUA.